Homeowners Insurance
Required by all Autumn Glen property owners

As per the AG CC&Rs, all property owners are required to provide proof of insurance. Failure to do so will result in a fine. Your property insurance policy must contain a clause that provides a ten day written notice to the AG Board of Directors before the policy is cancelled. In addition, the property owner shall name "Autumn Glen Townhome Owner’s Association" as the additional insured on the policy. Please mail a copy of your current declaration page to the property management company.

Severn Trent Services
Severn Trent Services
175 Hampton Point Drive • Suite 4
St. Augustine, FL 32092
Questions regarding insurance?


Townhome Insurance HO-3

Townhome insurance policies are different than condominiums. When reviewing price quotes with your agent, request a townhome "HO-3" insurance policy quote. All homeowners are required to insure their property for FULL replacement cost, with no deductions for depreciation against loss by fire, storm or other hazards or casualty. Items typically covered in HO-3, townhome insurance include: interior walls, flooring, countertops, plumbing, cabinets, contents of your home, roof, frame, foundations, exterior walls, property and liability protection. Be sure to discuss these specific details with your insurance agent so that you have the proper coverage. Also consider law and ordinance coverage!


Flood Insurance

If you are considering purchasing flood insurance (in addition to your homeowners insurance), visit the National Flood Insurance Program. You can rate your flood risk, estimate your premiums and find an agent.


Are You In Compliance?

Call your agent now! Ask your insurance agent to verify that you have met all of these requirements. To stay in compliance with the governing documents, request a Certificate of Insurance, including property and liability, be sent to the Autumn Glen property manager.


Termite Bond

The Association currently carries a Post Construction Subterranean Termite Repair and Retreatment Warranty through B&B Exterminating of Jacksonville, Florida. This policy is renewed annually in December. At that time, interior inspection of units can be performed upon request. Questions or concerns regarding the termite bond should be sent to the Autumn Glen property manager.




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Autumn Glen Townhome Community of Fleming Island Plantation |  Fleming Island, FL 32003 |  (904) 940-6044
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